Do I Need To Update My Life Insurance Policy If I Get A More Dangerous Job?
Posted: January 7, 2020
On-the-job injuries happen in every industry. Even office workers can be hurt in trip or slip and fall or other types of work-related accidents. But some occupations are more hazardous than others. If you have recently begun a more dangerous job, you probably need to update your life insurance policy. What Makes A Job More Dangerous? Occupations are generally considered to be more hazardous when...
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?
Posted: January 4, 2020
Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...
When Do My Kids Need Their Own Car Insurance Policy?
Posted: January 1, 2020
Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...
Simple Ways To Add More Exercise To Your Daily Routine
Posted: December 25, 2019
The health benefits of exercise cannot be overstated. Research has found that exercise can: Elevate mood Relieve stress and anxiety Increase energy levels Contribute to weight loss Strengthen muscles and bones Improve the health of the skin Reduce the risk of chronic diseases, such as diabetes and heart disease Improve brain function and memory Aid relaxation and sleep quality Reduce chronic pain Boost sex drive...
Three Uncommon Life Insurance Scenarios
Posted: December 22, 2019
In most cases, when the insured on a life insurance policy dies, the proceeds are paid out to named beneficiaries without a hitch. However, you should be aware of certain unusual scenarios that could occur. Speak with our knowledgeable agent for professional help in avoiding potentially tricky situations with your life insurance policy. Beneficiaries & Insured Persons Die At The Same Time It is not...